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Posts published in “Everyday Cheapskate”

Ask Me Anything: Christmas Clubs, Bank Sale, and Credit Counseling

Dear Mary: Whatever happened to bank-sponsored Christmas clubs? —Ted Dear Ted: They all but disappeared when credit cards became so popular. The new attitude was, “Why worry about it? I’ll just use my credit cards and pay for it later.” Bad idea. Good news: Christmas clubs are making a comeback (so are layaway plans). They […]